Before choosing travel insurance you want to thoroughly do your research and identify what coverage you’d like. Choosing the right travel insurance plan for you will be dependent on a few factors, including your budget, preferred coverage, your trip type, and your trip’s adventure level.

When identifying what’s important to you, two things worth considering are trip cancellations and coverage designed to address challenges related to COVID-19. You also want to consider if you’d like baggage coverage in case of lost or delayed arrivals. If you’re planning on renting a car, decide if you’d like that under your travel insurance or if you’d like to purchase from the renting company. If planning a cruise or a backpacking trip you’ll find that there are insurances that are customized for certain kinds of trips. If you are traveling with expensive work equipment such as cameras or audio gear definitely consider getting coverage for this. Lastly, there are incredibly flexible (but pricey) “cancel for any reason” policies, which cover just about every reason you’d need to cancel so long as you abide by your chosen plan’s purchase and cancel stipulations.

travel insurance

There is no article